You’ll find out by completing the Chapter 7 means test calculation (form 122a-2). On this form, you’ll deduct allowed expenses and determine whether you have sufficient disposable income to pay into a Chapter 13 bankruptcy plan. Form 122A-1Supp. Some people-such as certain members of the military-don’t have to take the means test at all.
The means test analysis begins with calculating your current monthly income. I previously posted the new median income figures for South Carolina, which.
Quick Median Income Test. See if a debtor is above or below the median income level based on state and household size.
. law requires every Chapter 7 debtor to qualify under the Means Test using a complicated formula.. The figures used are based on Census Bureau statistics.
Therefore, it is very important that you use a Chapter 7 Means Test calculator that provides correct figures. You want to file a Chapter 7 if.
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New Bankruptcy Means Test Numbers For Bay Area. oh-so-clever attempt to write a formula that would determine which Americans “needed” bankruptcy.
Calculator Use. Calculate the minimum, maximum, range, count, sum, mean, median and mode for a set of data. Enter values separated by commas such as 1, 2, 4, 7, 7, 10, 2, 4, 5. A data set of up to 5000 values can be evaluated with this calculator.
The means test formula, with some changes, calculates what a Chapter 13 debtor has to pay to unsecured creditors in his bankruptcy. It might be zero.